FinTools.inINDIA
Digital Personal Data Protection (DPDP Act 2023) Compliant

Privacy Policy & Zero-Data Retention Charter

Last Updated: 2026. FinTools.in is built from the ground up on a strict "Zero-Knowledge In-Browser Compute" model.

Our Core Privacy Guarantee

We cannot sell, leak, or share your data because we never receive it.

1. Zero Server Uploads
Your PDF documents and salary data stay locked in your device RAM.
2. No Tracking Cookies
We do not employ cross-site marketing or invasive telemetry pixels.
3. DPDP Act 2023 Compliant
Instant right to erasure and complete data autonomy for Indian citizens.

1. What Information We Do NOT Collect

Unlike conventional web calculators and cloud-based file tools, FinTools does not transmit, store, or log any of the following:

  • PDF documents, bank statements, salary slips, or files processed using our PDF Suite.
  • Personal identifiers such as Permanent Account Number (PAN), Aadhaar numbers, or tax registration numbers.
  • Financial input parameters (monthly income, deductions, loan amounts, SIP figures, interest rates).
  • Payment credentials (credit/debit card numbers or bank passwords are tokenized directly by Razorpay).

2. How In-Browser Processing Works

All computations are performed locally using client-side JavaScript, WebAssembly (WASM), and the W3C WebCrypto API. When you merge, split, compress, or convert a PDF, the binary data remains isolated within your browser’s allocated memory sandbox. When the browser tab is closed, that volatile memory is completely discarded.

3. Payment Processing via Razorpay

When upgrading to FinTools Pro or CA subscriptions, payments are handled directly by Razorpay Software Private Limited via their certified PCI-DSS Level 1 compliant gateway. FinTools never has access to, nor retains, your full card numbers, CVVs, or Net Banking credentials.

4. Local Storage and Right to Erasure

If you choose to save custom calculation bookmarks or custom themes, they are stored exclusively inside your browser’s localStorage. You may wipe this data at any moment using our one-click Purge tool below:

5. Contacting the Data Protection Officer / Founder

For privacy audits, enterprise inquiries, or compliance declarations, contact our founder at:

a1s21k51@gmail.com (A Kumar)
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